Klarna | Shop now. Pay later.
4.0star
656K reviewsinfo
50M+
Downloads
USK: All ages
info
About this app
MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.
SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.
UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.
GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.
UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.
SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.
NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.
TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.
HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.
24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.
DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
// CA resident loans made or arranged pursuant to a California Financing Law license. //
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.
SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.
UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.
GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.
UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.
SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.
NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.
TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.
HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.
24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.
DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
// CA resident loans made or arranged pursuant to a California Financing Law license. //
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Ratings and reviews
4.0
639K reviews
Mohammed Elrakaiby
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January 4, 2025
The new app is more simple and.organized than before, kudos. Updating after changing my phone, the app is unbelievably sluggish, confirming a payment for the Klarna card is a horrible experience, the 8 minutes time to confirm are literally run out in 4 seconds then the payment is rejected because time ran up. The app is working totally fine on my iphone or my old android.
7 people found this review helpful
Russell G
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January 8, 2025
The Klarna experience is great until it isn't. The first and only time I had an issue with a merchant, Klarna spent two months giving me the runaround. In the end, instead of conducting a chargeback like any legitimate credit card provider would do, they decided to stiff me with the payment. Never again! Do not use Klarna. They are incompetent and the customer service is really just customer torture. EDIT: Don't believe their response, they really don't care at all.
2 people found this review helpful
Klarna Bank AB (publ)
January 8, 2025
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.
Dene Edwards
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January 14, 2025
Terrible experience, so far. I was migrated from the slim, quick Stocard app, where everything just worked. This app, even thought it has the option to change it to light mode (my phone is always in dark mode), doesn't actually change the app, apart from making it somewhat lighter. It's more like a colour theme. My main gripe, is that apart from being very slow to load and open cards, you have to change your phone from dark mode to light mode before any of the barcodes can be scanned :-(
31 people found this review helpful
Klarna Bank AB (publ)
January 14, 2025
Hi Dene, we understand that you are disappointed with Stocard's acquisition and apologize for the inconvenience. We encourage you to stay tuned for updates as we work to provide the best experience. For more information, visit us at https://www.klarna.com/international/stocard-en/.
What’s new
Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.
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About the developer
